Helping Canadians Get Approved Backed by Canada’s Most Trusted Lenders
Get approved quickly through our secure online application — even with less-than-perfect credit.
We work with top Ontario lenders that specialize in marine and boat financing for all borrower profiles.
From Lake Ontario to Georgian Bay, Finance That supports customers across every Ontario marina and port city.
Select a payment schedule weekly, bi-weekly, or monthly that fits your budget.
We look at your full financial picture, not just your score. Our team helps you qualify whether you are rebuilding credit or starting fresh.
Access low-interest marine loans with flexible down payment choices. Many approvals start with zero down and affordable monthly terms.
Choose your boat from any Ontario marina, dealership or private seller. New Sea-Doo or pre-owned cruiser, your approval works anywhere.
Apply online, get approved fast and shop like a cash buyer anywhere in Ontario. With flexible terms for all credit types, we make marine financing simple so you can enjoy more time on the water.
Complete our short form and get approved quickly, even if you are self-employed or lack traditional income documents. Our team guides you through every step so you can sail, surf or cruise without delay.
Choose any boat or jet ski from a dealership or private seller. New or used, your approval gives you full control.
Thousands of Ontarians trust Finance That for easy boat ownership. Once approved, enjoy a seamless experience and share your journey with others looking for stress free marine financing.
Your next adventure starts on the water. Whether it is fishing weekends, family trips or wave chasing, Finance That helps you get the boat you want. We handle the financing so you can focus on enjoying the ride.
Yes! We work with a broad network of lenders across Ontario who specialize in bad credit and no credit marine loans. Even if you’ve been turned down before, we can help secure approval.
Absolutely. You can finance brand-new boats, used vessels, or personal watercraft such as jet skis and Sea-Doos no restrictions on age or type, as long as it’s properly registered in Ontario.
Yes. Our approvals work for both dealership and private sales anywhere in Ontario, giving you the flexibility to shop on your own terms.
