How it works for:

Easy Construction Equipment Financing in Ontario

Finance That is Ontario’s trusted choice for fast, flexible construction equipment financing. Apply online and access loan options for all credit types, whether you are a contractor, a construction company or a self-employed professional. Finance new or used machinery from any dealer or private seller and get approved in as little as 24 hours.

Helping Canadians Get Approved Backed by Canada’s Most Trusted Lenders

Fast, Easy, Painless Approval.

Your Credit Is No Problem!

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Smart Financing. Simple Process.

Easy Approvals

Quick online applications and fast approvals, even if your credit is not perfect.

Flexible Choices

Ontario based lenders offer specialized loan options tailored for contractors and construction businesses.

Province Wide Coverage

We support customers in every part of Ontario, no matter where your business operates, with full coverage across the province.

Affordable Payments

Choose a payment plan that fits your business cash flow with weekly, bi-weekly or monthly options.

What Makes Our Ontario Equipment Financing Different?

Good and Poor Credit Approved!

Every business has its own financial situation. We look at your full picture, not just your credit score, to find the best financing solution.

Low Rates & $0 Down Options

Get the equipment your business relies on, from excavators and dozers to backhoes and skid steers. Enjoy low rates and flexible down payment options, including zero down in most cases.

Buy Anywhere Dealer or Private Sale!

Purchase new or used construction equipment from any Ontario dealer or private seller. Finance That keeps the process smooth and accessible wherever you choose to buy.

Smart Financing for Ontario Construction Businesses

Getting the right equipment should not slow your projects. With Finance That, you can apply online, get approved quickly and buy machinery anywhere in Ontario with cash-buyer confidence. We make construction equipment financing simple, transparent and accessible for all types of businesses.

GET PRE-APPROVED

Fill out our quick online application and receive approval within 24 hours. Self-employed or missing traditional income documents is not a problem. We help secure financing that fits your business.

SHOP WITH CONFIDENCE

Buy new or used equipment from any Ontario dealer or private seller. Your approval works everywhere, giving you full freedom to shop on your terms.

Grow Your Business

Hundreds of Ontario contractors trust Finance That for dependable equipment financing. Apply today and experience how easy business growth becomes with the right financial partner.

Simple, Stress Free Construction Equipment Financing in Ontario

Financing shouldn’t hold your Ontario business back. With Finance That Ontario, you can secure fast, flexible loans for heavy machinery without the delays or red tape. Get approved, get your gear, and get the job done right.

Questions & Answers

Can I get construction equipment financing with bad credit in Ontario?

Yes! We work with a wide range of Ontario lenders who specialize in bad credit and no credit construction loans. Even if you’ve been turned down before, we can help you get approved.

Absolutely. Whether you’re buying a brand new backhoe or a used excavator, our Ontario financing options cover both new and pre-owned machines.

Yes. You can purchase from any Ontario dealership or private seller your approval applies province-wide.

We provide financing for a wide range of heavy equipment including excavators, loaders, backhoes, bulldozers, skid steers, dump trucks, cranes, forklifts, and more anywhere in Ontario.

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