How it works for:

Easy Construction Equipment Financing & Loans in British Columbia

Finance That makes construction equipment financing simple and fast. Get flexible approvals for any credit situation and finance new or used machinery from any dealer or private seller. We proudly support contractors, construction companies, and self-employed professionals with quick decisions and funding in as little as 24 hours.

Helping Canadians Get Approved Backed by Canada’s Most Trusted Lenders

Fast, Easy, Painless Approval.

Your Credit Is No Problem!

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Smart Financing. Simple Process.

Easy Approvals

Quick online applications and fast approvals, even if your credit history isn’t perfect.

Flexible Choices

Access specialized loan options from top lenders for construction equipment and business needs.

Province-Wide Coverage

Serving customers across British Columbia with tailored financing for contractors and construction companies.

Affordable Payments

Choose a payment schedule that fits your cash flow: weekly, bi-weekly, or monthly.

What Makes Our British Columbia Equipment Financing Different?

Good and Poor Credit Approved!

We understand that every business has unique financial challenges. That’s why we look at your overall situation not just your credit score to find the best solution for your needs.

Low Rates & $0 Down Options

Get the machine your business depends on from excavators and dozers to backhoes and skid steers. We offer low interest rates and flexible down payment options, including zero down in most cases.

Buy Anywhere Dealer or Private Sale!

Whether you’re buying from a local British Columbia dealership or a private seller, Finance That makes the process smooth. We make financing possible anywhere for new or used construction equipment.

Smart Financing for British Columbia Construction Businesses

Getting the right equipment shouldn’t slow down your projects. With Finance That, you can apply online, get approved quickly, and purchase your machinery with cash-buyer confidence. We make construction equipment financing simple, transparent, and accessible for all types of British Columbia businesses.

GET PRE-APPROVED

Fill out our easy online application most approvals come within 24 hours. Even if you’re self-employed or don’t have traditional income documentation, we can help you secure financing for your business.

SHOP WITH CONFIDENCE

Buy new or used construction equipment anywhere in British Columbia. Our approvals are valid for both dealerships and private sellers giving you full freedom to shop on your own terms.

ENJOY YOUR RIDE!

Join hundreds of contractors and business owners who trust Finance That for reliable equipment financing. Apply today and see how easy business growth can be with the right financial partner.

Simple, Stress-Free Construction Equipment Financing in British Columbia

Financing shouldn’t hold your British Columbia business back. With Finance That British Columbia, you can secure fast, flexible loans for heavy machinery without the delays or red tape. Get approved, get your gear, and get the job done right.

Questions & Answers

Can I get construction equipment financing with bad credit in British Columbia?

Yes! We work with a wide range of British Columbia lenders who specialize in bad credit and no credit construction loans. Even if you’ve been turned down before, we can help you get approved.

Absolutely. Whether you’re buying a brand-new backhoe or a used excavator, our British Columbia financing options cover both new and pre-owned machines.

Yes. You can purchase from any British Columbia dealership or private seller your approval applies province-wide.

We provide financing for a wide range of heavy equipment including excavators, loaders, backhoes, bulldozers, skid steers, dump trucks, cranes, forklifts, and more — anywhere in British Columbia.

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