How it works for:

Simple Construction Equipment Financing Across Newfoundland & Labrador

Get the machinery you need without stress. Apply online and get fast approval for any construction equipment across Newfoundland & Labrador. Whether you have great credit, poor credit, or no credit, Finance That makes it simple to finance new or used heavy equipment from any dealer or private seller.

Helping Canadians Get Approved Backed by Canada’s Most Trusted Lenders

Fast, Easy, Painless Approval.

Your Credit Is No Problem!

By completing this form, you agree to receive direct communication via SMS and email from Finance That, including updates, offers, and financial tips. Standard messaging and data rates may apply. You can unsubscribe at any time by replying STOP to SMS or clicking the unsubscribe link in our emails.

Smart Financing. Simple Process.

Easy Approvals

Quick online applications and fast approvals, even if your credit history isn’t perfect.

Flexible Choices

Our network of Newfoundland & Labrador-based lenders offers specialized loan options for contractors and construction businesses.

Province-Wide Coverage

Serving construction buyers across Newfoundland & Labrador with local support and industry-focused solutions.

Affordable Payments

Choose a payment plan that fits your business cash flow: weekly, bi-weekly, or monthly.

What Makes Our Newfoundland & Labrador Equipment Financing Different?

Good and Poor Credit Approved!

We look at your full business picture, not just your credit score, to help you find the right construction equipment financing solution.

Low Rates & $0 Down Options

Finance excavators, dozers, backhoes, skid steers, and more with low interest rates and flexible terms. Zero down available in most cases.

Buy Anywhere - Dealer or Private Sale!

Purchase new or used construction equipment from any Newfoundland & Labrador dealer or private seller. We make the process quick and smooth.

Smart Financing for Newfoundland & Labrador Construction Businesses

Getting the right equipment shouldn’t slow down your projects. With Finance That, you can apply online, get approved quickly, and purchase your machinery with cash-buyer confidence. We make construction equipment financing simple, transparent, and accessible for all types of Newfoundland & Labrador businesses.

GET PRE-APPROVED

Apply online and get approved fast, often within 24 hours. Even if you’re self-employed or missing traditional paperwork, we can help you secure the financing you need.

SHOP WITH CONFIDENCE

Buy new or used construction equipment anywhere in Newfoundland & Labrador. Your approval works for both dealers and private sellers so you can shop your way.

ENJOY YOUR RIDE!

Contractors across Newfoundland & Labrador trust Finance That for reliable equipment financing. Apply today and see how easy growth becomes with the right financial partner.

Simple, Stress-Free Construction Equipment Financing in Newfoundland & Labrador

Financing shouldn’t hold your Newfoundland & Labrador business back. With Finance That Newfoundland & Labrador, you can secure fast, flexible loans for heavy machinery — without the delays or red tape. Get approved, get your gear, and get the job done right.

Questions & Answers

Can I get construction equipment financing with bad credit in Newfoundland & Labrador?

Yes! We work with a wide range of Alberta lenders who specialize in bad credit and no credit construction loans. Even if you’ve been turned down before, we can help you get approved.

Absolutely. Whether you’re buying a brand-new backhoe or a used excavator, our Newfoundland & Labrador financing options cover both new and pre-owned machines.

Yes. You can purchase from any Newfoundland & Labrador dealership or private seller — your approval applies province-wide.

We provide financing for a wide range of heavy equipment including excavators, loaders, backhoes, bulldozers, skid steers, dump trucks, cranes, forklifts, and more — anywhere in Newfoundland & Labrador.

Don’t have an account ? Sign Up