How it works for:

ATV, UTV & Side By Side Financing & Loans

The Leading Choice for Powersports and ATV Vehicle Financing Across Canada. Whether You Have Excellent Credit, Poor Credit, or No Credit, We Serve All Provinces.

Helping Canadians Get Approved Backed by Canada’s Most Trusted Lenders

Fast, Easy, Painless Approval.

Your Credit Is No Problem!

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Smart Financing. Simple Process.

Easy Approvals

Quick online applications with fast approvals—even if you have less-than-perfect credit.

Flexible Choices

We work with top Canadian lenders for ATV & UTV loans.

Pick Your Machine

Serving all provinces across Canada, so you can shop anywhere with confidence.

Affordable Payments

Choose weekly, bi-weekly, or monthly payment options that fit your lifestyle.

What Makes Our ATV & UTV Financing Different?

Good and Poor Credit Approved!

We don’t base approvals only on credit scores. Our network of flexible lenders works to secure financing for your ATV & UTV purchase, regardless of your financial history or current situation.

Low Rates & $0 Down Options

Your choice matters! Whether it’s a rugged UTV, a powerful ATV, or another off-road machine, our financing options help make it possible. Pick the vehicle you want, and we’ll work to get it financed.

Buy Anywhere Dealer or Private Sale!

Get your ATV or UTV from any dealership or even a private seller. New or used, the decision is completely yours and we’ll back you with flexible financing support.

From Approval to Adventure: Your ATV & UTV Financing Made Easy

Getting your ATV, UTV, or side-by-side has never been simpler. Apply online, get approved quickly, and shop with the confidence of a cash buyer. With flexible terms and support for every credit profile, we make financing stress-free so you can focus on enjoying the ride ahead.

GET PRE-APPROVED

Fill out our simple application, and you can typically expect approval within 24 hours! Don't have traditional income verification? Are you self-employed? We're here to support you! Apply today to begin your journey.

SHOP WITH CONFIDENCE

Enjoy the Freedom of Shopping as a Cash Buyer! Explore Any Vehicle (New or Used) from Dealerships or Private Sellers. The Decision Is Yours!

ENJOY YOUR RIDE!

Share Your Seamless and Effortless Loan Experience with Finance That to Your Friends!

Simple, Stress-Free Financing for Every Ride

Financing should never be a hurdle on your path to your next thrilling snowmobiling adventure. With Finance That as your trusted partner, you can confidently embark on your journey through the snow-covered trails. It’s time to embrace the enchanting winter wonderland and make lasting memories in the snow.

Questions & Answers

What is the usual duration for an ATV financing loan?

The duration of ATV, UTV, or Side by Side financing loans can be flexible, typically spanning from 12 – 120 months. Shorter loan terms often lead to larger monthly payments but reduced overall interest expenses, whereas longer terms can result in smaller monthly payments but potentially higher total interest charges. The appropriate term choice depends on your financial plan and objectives.

ATV, UTV, or Side by Side financing isn’t restricted to new vehicles. You have the freedom to select any unit, whether it’s new or pre-owned, from a dealership or private seller. The choice of the unit is yours, and we provide the funding!

Our expertise lies in assisting individuals with credit challenges. A significant number of applicants can secure approval without requiring an initial down payment. We have a remarkable track record of swift approvals for a large portion of our clients.

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