How it works for:

Help Yourself Buy Smarter

Find Your Next Vehicle.

Get Approved. Drive Away.

A smarter way to shop for cars, trucks, bikes, boats, RVs and more. Browse Canada’s fastest-growing marketplace, apply for financing in minutes, and pick up your new ride from a dealer or private seller.

500+ Retailers Growing with Us
ATV All Terrain Vehicle Boats Conversion Van Fifth Wheel Folding Camper Garden Tractor Heavy Equipment Motor Home Class A Motor Home Class B Motor Home Class C Motorcycle Personal Watercraft Power Boat RV’s Recreation Equipment Sail Boat Snowmobile Trailers Travel Trailer Truck Camper Air Purifier Appliances Cookware Driving School Drone E-Bikes Education/Classes Food Go-Kart Instruments Miscellaneous Travel Vacation Vacuums ATV All Terrain Vehicle Boats Conversion Van Fifth Wheel Folding Camper Garden Tractor Heavy Equipment Motor Home Class A Motor Home Class B Motor Home Class C Motorcycle Personal Watercraft Power Boat RV’s Recreation Equipment Sail Boat Snowmobile Trailers Travel Trailer Truck Camper Air Purifier Appliances Cookware Driving School Drone E-Bikes Education/Classes Food Go-Kart Instruments Miscellaneous Travel Vacation Vacuums

Why Buy with Finance That?

More Choice. More Confidence. Less Hassle.

Verified Sellers

Every vehicle is ownership-verified and lien-free.

Instant Approvals

Apply online and get a decision in minutes.

Any Vehicle, Any Seller

Marketplace or third party, we finance them all.

Flexible Credit Options

Good credit, bad credit, or no credit you’re welcome.

What We Finance

Industries & Products We Finance

Explore a wide selection and finance what fits your lifestyle

Auto

Cars, Trucks, & Specialty Vehicles

Powersports

ATVs Motorcycles, Snowmobiles, Jet Skis

Boats & Marine

Fishing Boats, Pontoons, Personal Watercraft

RV

Motorhomes, Campers

Retail

Appliances, Mowers, Tools and more

Home Improvement

Roofing, Pools and more

Health & Wellness

Medical Equipment, Mobility Aids, Dental and Vision Care

Trailer

Fifth-Wheels, Utility Trailers

Construction

Forklifts, Excavators & more

Many Other Products

Ask us about what else qualifies

How It Works

Fast, Simple & Hassle-Free

Browse & Find Your
Perfect Vehicle

Explore thousands of listings across Canada. Use filters like price, location, mileage, body type, and payment range. Save favourites. Compare options. Every listing includes VIN-based insights backed by real data

Apply for Financing
in Minutes

Submit one online application. Our system matches you with the best lender for your profile. Most buyers receive fast approvals.

Get Approved and
Reserve the Vehicle

Once approved, the seller sees your verified buyer status. Private sellers can chat with you inside the app. Dealers respond to your offers in their dashboard.

Pick Up Your Vehicle

Schedule a pickup with the seller through the in-app tool. Both sides get confirmation instantly. You complete the final steps, sign digitally, and drive away.

Why Buyers Choose
Finance That

No Credit? Bad Credit? Still Approved.

Got questions

Frequently Asked Questions

Do I need good credit to apply?
No. Finance That works with a wide network of lenders. We help buyers with all credit types.
Yes. Every private seller must verify identity and ownership before funds are released, which keeps transactions safe for buyers.
Many buyers receive approvals the same day. Speed depends on the completeness of your application.

Typical documents include ID, employment details, and bank verification through Flinks. Sellers must upload ownership to release funds.

Yes. Buyers can make offers on any listing. Private sellers can chat with you directly. Dealers receive and respond to offers through their dashboard.
It provides real market valuations, OEM specs, and a pricing score so you know if a listing is fairly priced before you apply
You pick it up directly from the dealer or private seller. The in-app scheduler makes arranging pickup easy.

Still You Have Doubts ?

Our team is here to guide you through everything from setup to your first sale.

Ready to Buy Smarter?

Join thousands of Canadians who’ve purchased their dream vehicles with Finance That.

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