Finance That is a one of a kind marketplace that connects buyers with sellers and provide financing options for any vehicle listed on our platform or outside with a click of a button.
Finance That is proudly Canadian and was founded in 2017. The idea is to offer Canadian buyers, dealerships, and private sellers an easy to use marketplace with a very powerful financing engine. Our marketplace offers buyers peace of mind knowing that all our sellers and vehicles have been verified.
Our team has many years of experience in finance, technology & credit. We are passionate about connecting sellers and dealerships with buyers in a hassle-free way. Our Instant Financing is a one of a kind feature that helps buyer & seller with an enjoyable online purchasing experience.
We make every financing process safe, transparent, and secure, ensuring your data and money are always protected.
We stay dedicated to helping Canadians achieve their goals with honest advice, flexible options, and reliable support.
Every decision we make revolves around you. We deliver service designed to make your financing experience stress-free.
Our online tools make applying simple for everyone easy approvals, fast responses, and nationwide access.
Yes. We work with lenders who specialize in helping Canadians with all types of credit backgrounds, including bad credit or no credit history.
Not always. Many lenders offer zero or low down payment options depending on your credit profile and the item being financed.
Not always. Many lenders offer zero or low down payment options depending on your credit profile and the item being financed.
Most applications are processed within the same day. In many cases, you can receive an approval decision within minutes.
You can still qualify. We have financing solutions tailored for self-employed Canadians and contractors who may not have traditional income proof.
Yes. Our online application is fully encrypted and secure to protect your personal and financial information.
Yes. We offer financing options for both new and used purchases, including private sales.
Submitting an application may result in a soft or hard credit check depending on the lender. We minimize impacts and only work with trusted partners.
Interest rates vary based on your credit score, the amount financed, and the item you’re purchasing. We’ll work to find you the most competitive rate available.
Typically, you’ll need valid government-issued ID, proof of income, and proof of residence. Requirements may vary depending on the lender and financing category.
No matter your credit situation, Finance That is here to help. Get started in under 3 minutes no hidden fees, no obligations, and no credit impact for checking your options.
