Finance That makes auto financing simple, fast, and stress-free for drivers across Ontario. Whether you have excellent credit, poor credit, or no credit history at all our flexible financing solutions help you get behind the wheel of the car you want, faster than you thought possible.
Helping Canadians Get Approved Backed by Canada’s Most Trusted Lenders
Quick online approvals with personalized terms, even if your credit is not perfect.
We work with top Ontario lenders to match you with the right auto financing options.
From Windsor to Thunder Bay, we help drivers across Ontario with tailored solutions.
Choose weekly, bi-weekly or monthly payments that fit your budget and lifestyle.
We look at more than your credit score. Our team helps you qualify with lenders who understand your situation and support your path to a new vehicle.
Access competitive interest rates and zero-down programs from trusted Ontario lenders. Financing becomes smoother and more affordable.
Choose any Ontario dealership or private seller. No matter where you shop, we make the financing process simple and secure.
Start your car buying journey with simple, fast approvals. Apply online, get a decision within hours, and shop anywhere in Ontario with the confidence of a cash buyer. With clear terms and support for all credit types, getting approved for your next vehicle becomes effortless.
Complete our quick online application and get approved, often the same day. Self-employed or no traditional income proof is not an issue. Begin driving your next car with Ontario’s trusted auto financing team.
Buy new or used from any dealership or private seller in Ontario. Your approval follows you wherever you choose to shop.
Join thousands of Ontarians who financed their vehicle the easy way. Once approved, pick your car and enjoy a smooth, stress free experience with Finance That.
Financing should never slow you down. Whether you are upgrading to an SUV, a sedan or a daily commuter, Finance That helps you secure flexible auto loans that fit your lifestyle. Enjoy comfort, confidence and the freedom to choose a vehicle that matches your journey.
Auto financing terms in Ontario usually range between 12 and 120 months. Shorter terms mean higher payments but less total interest; longer terms reduce monthly costs but may increase overall interest. We’ll help you choose the right term for your goals.
You can finance both new and pre-owned vehicles anywhere in Ontario. Whether it’s from a dealership or a private seller, we’ll help you find the best rates available.
Yes! We specialize in bad credit and no credit auto loans in Ontario. Our lenders evaluate more than your credit score we look at employment stability, income, and repayment ability to get you approved fast.
