How it works for:

Auto Financing and Loans Made Easy

The trusted choice for automotive financing across Canada. Whether you have excellent credit, poor credit, or no credit at all, we provide flexible solutions that work for every driver.

Helping Canadians Get Approved Backed by Canada’s Most Trusted Lenders

Fast, Simple Financing

Get Approved with Confidence

Whether you’re purchasing personally or for your business, Finance That makes it easy to apply and get approved with flexible financing options tailored to your needs.

*Rates vary based on credit profile, asset type, and lender approval.

By completing this form, you consent to Finance That contacting you via SMS and email with updates, offers, and financial information. You also authorize Finance That to conduct a soft credit check as part of the application process. This soft inquiry will not impact your credit score. Standard messaging and data rates may apply. You can unsubscribe at any time by replying STOP to SMS or clicking the unsubscribe link in our emails.

Smart Financing. Simple Process.

Easy Approvals

Quick online applications with fast approvals even if your credit history isn’t perfect.

Flexible Choices

We partner with top Canadian lenders who specialize in auto financing.

Pick Your Vehicle

Available across all provinces, giving you the freedom to buy from any dealer or private seller.

Affordable Payments

Choose weekly, bi-weekly, or monthly payment options that fit your budget.

Browse 1000s of Listings

Find What You Need.
Get Approved. Move Forward.

Browse cars, trucks, ATVs, RVs, and commercial equipment, all available with fast, flexible financing through the Finance That Marketplace.

Compare, and apply for financing in minutes, directly from any listing. Whether you’re purchasing personally or for your business, we make it simple to get approved and move forward without the back-and-forth.

What Makes Our Auto Financing Different?

Good and Poor Credit Approved!

We don’t base approvals only on credit scores. Our network of flexible lenders works to secure financing for your car purchase, regardless of your financial history or current situation.

Low Rates & $0 Down Options

Your choice matters! Whether it’s a brand-new car or a reliable used vehicle, our financing options help make it possible. Pick the car you want, and we’ll work to get it financed.

Buy Anywhere Dealer or Private Sale!

Get your car from any dealership or even a private seller. New or used, the decision is completely yours, and we’ll back you with flexible auto loan support.

Smooth Financing for Your Car, Truck or SUV

Owning your motorcycle or dirt bike is easier than ever. Apply online, secure fast approval, and shop like a cash buyer. With flexible loan options and support for every credit background, we make financing straightforward so you can get on the road or trails without worry.

GET PRE-APPROVED

Fill out our simple application, and you can typically expect approval within 24 hours! Don't have traditional income verification? Are you self-employed? We're here to support you! Apply today to begin your journey.

SHOP WITH CONFIDENCE

Enjoy the Freedom of Shopping as a Cash Buyer! Explore Any Vehicle (New or Used) from Dealerships or Private Sellers. The Decision Is Yours!

ENJOY YOUR RIDE!

Share Your Seamless and Effortless Loan Experience with Finance That to Your Friends!

Fast and Flexible Auto Financing Across Canada

Financing should never stand in the way of your next automotive adventure, whether you’re upgrading to a van, SUV, or any other vehicle built for exploring the great outdoors. With Finance That as your trusted partner, you can confidently set out on the road, ready for anything the journey brings. Embrace the freedom of the open road, conquer new trails, and make unforgettable memories with a vehicle that’s ready for adventure.

Questions & Answers

What is the usual duration for an Auto financing loan?
The duration of Auto financing loans can be flexible, typically spanning from 12 to 120 months. Shorter loan terms often lead to larger monthly payments but reduced overall interest expenses, whereas longer terms can result in smaller monthly payments but potentially higher total interest charges. The appropriate term choice depends on your financial plan and objectives.
Automotive financing isn’t restricted to new vehicles. You have the freedom to select any unit, whether it’s new or pre-owned, from a dealership or private seller. The choice of the unit is yours, and we provide the funding!
Our expertise lies in assisting individuals with credit challenges. A significant number of applicants can secure approval without requiring an initial down payment. We have a remarkable track record of swift approvals for a large portion of our clients.

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