Owning a boat, pontoon, or personal watercraft in Alberta should be simple. With Finance That, you can get started fast with flexible marine financing built for every credit situation good, bad, or none at all. Whether you want a fishing boat, a wake surf machine, or a Sea-Doo or Jet Ski, we make boat financing quick, simple, and stress-free.
Helping Canadians Get Approved Backed by Canada’s Most Trusted Lenders
Apply online through our secure application and receive a fast decision even with less-than-perfect credit.
We partner with Alberta’s top marine lenders to offer options for every buyer and every type of boat.
From Lethbridge to Edmonton to Fort McMurray, Finance That supports customers across Alberta’s lakes, rivers, and marinas.
Choose a payment schedule that works for you weekly, bi-weekly, or monthly all designed to fit your budget.
We look at your full financial picture not just your past. Our team finds Alberta’s best approval path whether you’re rebuilding credit or buying your first boat.
Get Alberta-friendly marine loan terms with flexible down payment options. In most cases, you can get started with $0 down and affordable monthly payments.
Shop your way. Whether it’s a dealership in Calgary, a listing on Kijiji, or a private seller at the lake, we make the financing seamless. You choose the boat; we handle the rest.
Owning your boat or watercraft is easier than ever. Apply online, receive fast approval, and purchase with the confidence of a cash buyer. With flexible loan options and support for every credit type, we make marine financing straightforward so you can spend more time enjoying life on the water.
Complete our short form to get approved quickly even if you’re self-employed or lack traditional income documentation. Our expert team will help you navigate every step, so you can sail, surf, or cruise without delay.
Enjoy the freedom to buy your dream boat or jet ski like a cash buyer. New or used, dealer or private you’re in control.
Thousands of Ontarians have trusted Finance That to make boat ownership possible. Once you’re approved, share your seamless experience and help others discover smart, stress-free marine financing.
Your next adventure starts on the water. Whether it’s weekend fishing, family trips, or pure open-wave freedom, Finance That helps make it happen. Let us handle the financing while you focus on what matters most enjoying the ride.
Yes! We work with a broad network of lenders across Alberta who specialize in bad credit and no credit marine loans. Even if you’ve been turned down before, we can help secure approval.
Absolutely. You can finance brand-new boats, used vessels, or personal watercraft such as jet skis and Sea-Doos — no restrictions on age or type, as long as it’s properly registered in Alberta.
Yes. Our approvals work for both dealership and private sales anywhere in Alberta, giving you the flexibility to shop on your own terms.
