Set sail faster with flexible boat loans for every credit type. Whether it’s a yacht, fishing boat, or personal watercraft, Finance That makes approval simple, fast, and stress-free so you can get on the water without delays.
Helping Canadians Get Approved Backed by Canada’s Most Trusted Lenders
Get approved fast through our secure online application even with less-than-perfect credit.
We partner with top Prince Edward Island marine lenders to offer financing options for all borrower profiles.
From Lake Prince Edward Island to Georgian Bay, we support customers across every marina and port city in the province.
Choose a payment schedule weekly, bi-weekly, or monthly that fits your budget and boating lifestyle.
We focus on your financial potential, not just your credit past. Our team finds the best approval route whether you’re rebuilding credit or starting fresh.
Enjoy low-interest marine loans with flexible down-payment choices. In many cases, you can start with $0 down and simple, affordable monthly payments.
Choose your vessel from any Prince Edward Island marina, dealership, or private seller. New Sea-Doo or pre-owned cruiser, your approval works anywhere.
Owning your boat or watercraft is easier than ever. Apply online, receive fast approval, and purchase with the confidence of a cash buyer. With flexible loan options and support for every credit type, we make marine financing straightforward so you can spend more time enjoying life on the water.
Complete our short form to get approved quickly even if you’re self-employed or lack traditional income documentation. Our expert team will help you navigate every step, so you can sail, surf, or cruise without delay.
Enjoy the freedom to buy your dream boat or jet ski like a cash buyer. New or used, dealer or private you’re in control.
Thousands of Ontarians have trusted Finance That to make boat ownership possible. Once you’re approved, share your seamless experience and help others discover smart, stress-free marine financing.
Start your application online and get matched with PEI lenders offering low rates, flexible terms, and options for all credit types. We make it easy to enjoy the water without the stress.
Yes! We work with a broad network of lenders across Prince Edward Island who specialize in bad credit and no credit marine loans. Even if you’ve been turned down before, we can help secure approval.
Absolutely. You can finance brand-new boats, used vessels, or personal watercraft such as jet skis and Sea-Doos — no restrictions on age or type, as long as it’s properly registered in Prince Edward Island.
Yes. Our approvals work for both dealership and private sales anywhere in Prince Edward Island, giving you the flexibility to shop on your own terms.
