How it works for:

Easy Construction Equipment Financing & Loans in Alberta

Finance That is Alberta’s trusted partner for construction equipment financing, offering simple, flexible, and fast approvals for every borrower whether you have great credit, bad credit, or none at all. We proudly serve contractors, construction companies, and self-employed professionals across Alberta. 

Helping Canadians Get Approved Backed by Canada’s Most Trusted Lenders

Fast, Easy, Painless Approval.

Your Credit Is No Problem!

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Smart Financing. Simple Process.

Easy Approvals

Quick online applications, fast approvals, and support even if your credit isn’t perfect.

Flexible Choices

We work with Alberta-based lenders that specialize in equipment financing for contractors, construction crews, and self-employed workers.

Province Wide Coverage

Serving customers across Alberta from Calgary and Edmonton to Red Deer, Grande Prairie, Fort McMurray, and North Bay.

Affordable Payments

Choose a payment plan that fits your business cash flow weekly, bi-weekly, or monthly.

What Makes Our Alberta Equipment Financing Different?

Good and Poor Credit Approved!

We know every business faces financial challenges. That’s why we look at your full financial picture not just your credit score — to find the best solution for your equipment needs.

Low Rates & $0 Down Options

Get the construction equipment your business depends on from excavators and skid steers to backhoes and loaders. Our lenders offer low interest rates and flexible terms, including $0 down in most cases.

Buy Anywhere Dealer or Private Sale!

Shop your way across Alberta. Buy from a heavy equipment dealer, auction house, or private seller. Finance That makes the process seamless new or used, zero down or low downpayment.

Smart Financing for Alberta Construction Businesses

Getting the right equipment shouldn’t slow down your projects. With Finance That Alberta, you can apply online, get approved quickly, and purchase machinery with cash-buyer confidence. We make equipment financing simple, transparent, and accessible for all Alberta businesses.

GET PRE-APPROVED

Fill out our fast online application most approvals come within 24 hours. Even if you’re self-employed or don’t have full documentation, we can help you secure financing.

SHOP WITH CONFIDENCE

Buy new or used construction equipment anywhere in Alberta. Our approvals work with both dealerships and private sellers giving you full freedom to shop on your own terms.

ENJOY YOUR RIDE!

Join hundreds of Alberta contractors who count on Finance That for dependable construction equipment financing. Once you’re approved, business growth becomes easier with the right financial partner.

Simple, Stress-Free Construction Equipment Financing in Alberta

Finance That Alberta makes it easy to secure fast, flexible loans for excavators, skid steers, dump trucks, forklifts, loaders, and all heavy machinery  without delays or red tape. Get approved, get your gear, and get the job done.

Questions & Answers

Can I get construction equipment financing with bad credit in Alberta?

Yes! We work with a wide range of Alberta lenders who specialize in bad credit and no credit construction loans. Even if you’ve been turned down before, we can help you get approved.

Absolutely. Whether you’re buying a brand-new backhoe or a used excavator, our Alberta financing options cover both new and pre-owned machines.

Yes. You can purchase from any Alberta dealership or private seller — your approval applies province-wide.

We provide financing for a wide range of heavy equipment including excavators, loaders, backhoes, bulldozers, skid steers, dump trucks, cranes, forklifts, and more — anywhere in Alberta.

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