Finance That is Alberta’s trusted partner for construction equipment financing, offering simple, flexible, and fast approvals for every borrower whether you have great credit, bad credit, or none at all. We proudly serve contractors, construction companies, and self-employed professionals across Alberta.
Helping Canadians Get Approved Backed by Canada’s Most Trusted Lenders
Whether you’re purchasing personally or for your business, Finance That makes it easy to apply and get approved with flexible financing options tailored to your needs.
*Rates vary based on credit profile, asset type, and lender approval.
Quick online applications, fast approvals, and support even if your credit isn’t perfect.
We work with Alberta-based lenders that specialize in equipment financing for contractors, construction crews, and self-employed workers.
Serving customers across Alberta from Calgary and Edmonton to Red Deer, Grande Prairie, Fort McMurray, and North Bay.
Choose a payment plan that fits your business cash flow weekly, bi-weekly, or monthly.
Browse cars, trucks, ATVs, RVs, and commercial equipment, all available with fast, flexible financing through the Finance That Marketplace.
Compare, and apply for financing in minutes, directly from any listing. Whether you’re purchasing personally or for your business, we make it simple to get approved and move forward without the back-and-forth.
We know every business faces financial challenges. That’s why we look at your full financial picture not just your credit score — to find the best solution for your equipment needs.
Get the construction equipment your business depends on from excavators and skid steers to backhoes and loaders. Our lenders offer low interest rates and flexible terms, including $0 down in most cases.
Shop your way across Alberta. Buy from a heavy equipment dealer, auction house, or private seller. Finance That makes the process seamless new or used, zero down or low downpayment.
Fill out our fast online application most approvals come within 24 hours. Even if you’re self-employed or don’t have full documentation, we can help you secure financing.
Buy new or used construction equipment anywhere in Alberta. Our approvals work with both dealerships and private sellers giving you full freedom to shop on your own terms.
Join hundreds of Alberta contractors who count on Finance That for dependable construction equipment financing. Once you’re approved, business growth becomes easier with the right financial partner.
Finance That Alberta makes it easy to secure fast, flexible loans for excavators, skid steers, dump trucks, forklifts, loaders, and all heavy machinery without delays or red tape. Get approved, get your gear, and get the job done.
Yes! We work with a wide range of Alberta lenders who specialize in bad credit and no credit construction loans. Even if you’ve been turned down before, we can help you get approved.
Absolutely. Whether you’re buying a brand-new backhoe or a used excavator, our Alberta financing options cover both new and pre-owned machines.
Yes. You can purchase from any Alberta dealership or private seller — your approval applies province-wide.
We provide financing for a wide range of heavy equipment including excavators, loaders, backhoes, bulldozers, skid steers, dump trucks, cranes, forklifts, and more — anywhere in Alberta.
