How it works for:

Easy Construction Equipment Financing & Loans in Manitoba

Finance That helps Manitoba contractors and business owners get fast, flexible construction equipment financing. Whether you have good credit, bad credit, or no credit, we connect you with the right lenders. Finance new or used heavy machinery from any dealer or private seller and get approved in as little as 24 hours.

Helping Canadians Get Approved Backed by Canada’s Most Trusted Lenders

Fast, Easy, Painless Approval.

Your Credit Is No Problem!

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Smart Financing. Simple Process.

Easy Approvals

Quick online applications with fast decisions, even if your credit history is not perfect.

Flexible Choices

Our Manitoba lender network offers construction equipment financing options built for contractors and small businesses.

Province-Wide Coverage

Serving construction professionals across Manitoba from Winnipeg and Brandon to Steinbach, Thompson, and Portage la Prairie.

Affordable Payments

Pick a payment schedule that fits your business cash flow. Weekly, bi-weekly, or monthly options available.

What Makes Our Manitoba Equipment Financing Different?

Good and Poor Credit Approved!

We understand that every business has unique financial challenges. That’s why we look at your overall situation not just your credit score to find the best solution for your needs.

Low Rates & $0 Down Options

Get the machine your business depends on from excavators and dozers to backhoes and skid steers. We offer low interest rates and flexible down payment options, including zero down in most cases.

Buy Anywhere - Dealer or Private Sale!

Whether you’re buying from a local Manitoba dealership or a private seller, Finance That makes the process smooth. We make financing possible anywhere for new or used construction equipment.

Smart Financing for Manitoba Construction Businesses

Getting the right equipment shouldn’t slow down your projects. With Finance That, you can apply online, get approved quickly, and purchase your machinery with cash-buyer confidence. We make construction equipment financing simple, transparent, and accessible for all types of Manitoba businesses.

GET PRE-APPROVED

Fill out our easy online application most approvals come within 24 hours. Even if you’re self-employed or don’t have traditional income documentation, we can help you secure financing for your business.

SHOP WITH CONFIDENCE

Buy new or used construction equipment anywhere in Manitoba. Our approvals are valid for both dealerships and private sellers giving you full freedom to shop on your own terms.

ENJOY YOUR RIDE!

Join hundreds of Manitoba contractors and business owners who trust Finance That for reliable construction equipment financing. Once you are approved, see how smooth business growth can feel when you have the right financial partner working with you.

Simple, Stress-Free Construction Equipment Financing in Manitoba

Financing shouldn’t hold your Manitoba business back. With Finance That Manitoba, you can secure fast, flexible loans for heavy machinery without the delays or red tape. Get approved, get your gear, and get the job done right.

Questions & Answers

Can I get construction equipment financing with bad credit in Manitoba?

Yes! We work with a wide range of Manitoba lenders who specialize in bad credit and no credit construction loans. Even if you’ve been turned down before, we can help you get approved.

Absolutely. Whether you’re buying a brand-new backhoe or a used excavator, our Manitoba financing options cover both new and pre-owned machines.

Yes. You can purchase from any Manitoba dealership or private seller your approval applies province-wide.

We provide financing for a wide range of heavy equipment including excavators, loaders, backhoes, bulldozers, skid steers, dump trucks, cranes, forklifts, and more anywhere in Manitoba.

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