Your trusted source for construction equipment loans across Canada. From excellent credit to no credit history, we work with all types of borrowers to provide flexible financing in every province.
Helping Canadians Get Approved Backed by Canada’s Most Trusted Lenders
Whether you’re purchasing personally or for your business, Finance That makes it easy to apply and get approved with flexible financing options tailored to your needs.
*Rates vary based on credit profile, asset type, and lender approval.
Quick online applications and fast approvals, even if your credit history isn’t perfect.
Access specialized loan options from top lenders for construction equipment and business needs.
Available across all provinces, giving you the freedom to purchase from any dealer or private seller.
Select weekly, bi-weekly, or monthly payment plans that work with your business budget.
Browse cars, trucks, ATVs, RVs, and commercial equipment, all available with fast, flexible financing through the Finance That Marketplace.
Compare, and apply for financing in minutes, directly from any listing. Whether you’re purchasing personally or for your business, we make it simple to get approved and move forward without the back-and-forth.
We don’t base approvals only on credit scores. Our network of flexible lenders works to secure financing for your construction equipment purchase, regardless of your financial history or current situation.
Your choice matters! Whether it’s an excavator, loader, dozer, or other heavy equipment, our financing options help make it possible. Choose the machine you need, and we’ll work to get it financed.
Get your construction equipment from any dealership or even a private seller. New or used, the decision is completely yours — and we’ll support you with flexible financing solutions.
Getting the equipment your business needs has never been simpler. Apply online, receive quick approval, and shop with the confidence of a cash buyer. With flexible terms and financing support for every credit profile, we make the process stress-free so you can focus on getting the job done.
Fill out our simple application, and you can typically expect approval within 24 hours! Don't have traditional income verification? Are you self-employed? We're here to support you! Apply today to begin your journey.
Enjoy the Freedom of Shopping as a Cash Buyer! Explore Any Vehicle (New or Used) from Dealerships or Private Sellers. The Decision Is Yours!
Share Your Seamless and Effortless Loan Experience with Finance That to Your Friends!
Financing shouldn’t be a barrier to getting the tools your business needs. With Finance That as your trusted partner, you can secure fast approvals and invest in the right equipment with confidence. Build smarter, work stronger, and move your projects forward without the stress of complicated loans.
Yes. We work with lenders across Canada who provide solutions for all credit types, including poor or limited credit history.
Absolutely. Whether you’re purchasing brand-new machinery or reliable used equipment, we can help secure the right loan.
Yes. Our financing options cover purchases from both dealerships and private sellers, giving you full flexibility.
You can finance a wide range of equipment, including excavators, loaders, bulldozers, skid steers, and more.
