How it Works for Seller

Customer Financing Made Simple

Sell Your Vehicle Privately

And Get Paid Faster

List your car, truck, ATV, boat, RV or powersport on Finance That and reach real buyers who can get approved for financing directly on your listing. You stay in control. We handle the financing, verification, and payout.

500+ Retailers Growing with Us

Why Sell with Finance That?

More Choice. More Confidence. Less Hassle.

Verified Buyers & Vehicles

All buyers are verified, and every vehicle is lien-free and seller owned for peace of mind.

Instant Buyer Approvals

Buyers are approved instantly, so sales move quickly.

Any Seller, Any Vehicle

List and finance any make, model, or year — autos, RVs, or powersports.

Flexible Financing Options

Offer buyers bank-level rates and terms, even for bad or no credit.

What We Finance

Industries & Products We Finance

Explore a wide selection and finance what fits your lifestyle

Auto

Cars, Trucks, & Specialty Vehicles

Powersports

ATVs Motorcycles, Snowmobiles, Jet Skis

Boats & Marine

Fishing Boats, Pontoons, Personal Watercraft

RV

Motorhomes, Campers

Retail

Appliances, Mowers, Tools and more

Home Improvement

Roofing, Pools and more

Health & Wellness

Medical Equipment, Mobility Aids, Dental and Vision Care

Trailer

Fifth-Wheels, Utility Trailers

Construction

Forklifts, Excavators & more

Many Other Products

Ask us about what else qualifies

Fast, Simple & Hassle-Free

List Your Vehicle in Minutes

Add photos, mileage, price, and details. Our VIN Decoder auto-fills specs and gives you a fair market value range so you can price confidently.

Attract Buyers Who Apply for Financing on Your Listing

Every listing shows a “Apply for Financing” button. Buyers can submit a quick digital loan application right from your ad.

Buyers Get Approved

Our lenders review the application. Once a buyer is approved or conditionally approved, they become a qualified buyer on your listing.

You Get Paid Securely

Once the deal is finalized, we release funds to you directly. Ownership documents are verified through our secure system to keep both sides safe and protected.

Why Private Sellers Use
Finance That

No Credit? Bad Credit? Still Approved.

More buyers can afford your vehicle with financing
Your listing appears in a national marketplace
Built-in safety tools verify identities and ownership
We help buyers understand if your price is Good, Fair, or Great
You get qualified, ready-to-buy leads
Faster payout with secure transfer

Testimonials

Frequently Asked Questions

Can any private seller list a vehicle?

Yes. You can list cars, trucks, SUVs, ATVs, motorcycles, boats, trailers, RVs, and more. You must verify your identity and upload proof of ownership before payout.

Do I need to provide financing?

No. Finance That handles the entire financing process with our lender partners. Buyers apply directly from your listing.

How do I get paid?

After the buyer is approved and the deal is finalized, funds are securely deposited into your bank account. Your ownership documents must be verified first.

Does the buyer see my personal information?

No. Buyers only see your listing. All sensitive personal details stay private until the transaction is complete.

What if the buyer does not complete the loan?

The application expires. You can keep your listing live for new buyers or negotiate manually.

Is there a cost to list?

You can list your vehicle for free.

Ready to Grow Your Sales?

Join hundreds of Canadian sellers boosting conversions, raising order values, and getting paid upfront with Finance That.