Get approved quickly for powersports, auto, marine, equipment, medical procedures, home renovations, and more, even if you have bad credit or no credit. We serve customers across Canada.
From ATVs and RVs to cosmetic surgery and home renovations. Finance That helps Canadians get fast, affordable financing for the things that matter most.
ATVs, motorcycles, snowmobiles, jet skis, dirt bikes new or used.
Jet boats, fishing boats, pontoons, and marine trailers finance your fun.
Cars, trucks, SUVs, and recreational vehicles from dealers or private sellers.
Finance your RV, camper, or trailer with ease flexible options for both new & used models.
Finance Enclosed Trailer and Utility Trailer for personal or business use.
Excavators, skid steers, dump trailers, forklifts, and more.
Cosmetic, dental, vision, fertility, and other health-related procedures.
Get financing for appliances, electronics, and more quick, easy approval.
No matter your credit situation, Finance That is here to help. Get started in under 3 minutes. No hidden fees and No obligations.
Whether you have great credit or none at all . Finance That works with a wide network of lenders to get you approved. We specialize in helping Canadians with unique situations get the financing they need, fast.
Approvals for clients with poor credit histories, collections, or missed payments.
We welcome newcomers, students, and young professionals with little to no credit history.
Even if you’re rebuilding from a bankruptcy or proposal, we have options for you.
Flexible approval criteria that don’t rely on traditional 9–5 employment.
Not limited to dealerships we help finance private purchases too.
Apply online and our agents will find the best option for you.
Get started in minutes we’ll take care of the rest.
From application to approval, we make financing easy for Canadians. Our process is 100% online, fast, and secure, no matter your credit history.
Fill out a quick form with your basic information. No commitment. No impact on your credit score.
Our agents assess your profile and connect you with lenders offering the best rates and terms for your situation.
Once pre-approved, you can proceed to finalize your financing whether it’s for a boat, ATV, dental work, or home renovation.0
Your lender finalizes the paperwork, and your funds are released or payment arrangement is set. Fast, simple, done!
We work with multiple lenders across Canada to bring you the best available rates even if you have less-than-perfect credit. Your rate depends on factors like your credit history, loan amount, term length, and item being financed.
Short-term and long-term options available for maximum flexibility.
Based on credit history and lender requirements.
Choose a payment frequency that fits your lifestyle.
Pay off early without extra fees.
Beyond vehicles and equipment, we help Canadians get the financing they need for personal wellness, home comfort, and essential purchases, all with easy payment plans.
No matter where you live in Canada, we’re ready to help. From Vancouver to St. John’s, our team secures fast, flexible financing for clients coast to coast.
We work with newcomers and permanent residents. No Canadian credit history? No problem.
Yes! We specialize in helping clients with bad credit, no credit, or past bankruptcies. Your credit situation won’t stop us from trying to get you financed.
